Home / Financing

Financing Options

Protect your home now. Pay over time.

0% financing and low monthly payment options for qualified homeowners, through our lending partner, Foundation Finance Company. A roof or impact windows shouldn't have to wait until after hurricane season.

Checking your options uses a soft credit pull, so it won't affect your credit score.

Our Approach

Options, not pressure.

A new roof, impact windows, or siding is one of the biggest checks you'll ever write for your home. For a lot of families, spreading that cost out is what makes it possible to do the job right instead of patching it and hoping.

We educate and provide options. We don't preach one solution or pressure. That goes for financing too. We'll walk you through paying cash and paying monthly, show you the numbers in writing, and let you pick what fits your budget. Financing should help you protect your home, not talk you into more than it needs.

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What You Get

Simple plans you can count on.

Foundation Finance plans work a lot like a car payment: your project cost is split into a set number of monthly payments.

0% and low-payment options

Promotional plans like same-as-cash and deferred payments are available for qualified homeowners. Ask us which ones fit your project.

Fixed monthly payments

Fixed terms, fixed payments, and a fixed interest rate, so you always know what's due.

No prepayment penalty

Pay it off early any time, with no extra fees for doing it.

Checking won't hurt your credit

Prequalifying uses a soft credit pull. A hard inquiry only happens once you complete the full application and sign your financing documents.

Options for many credit histories

Foundation Finance looks at more than just a credit score, and offers second-look financing for homeowners turned down elsewhere.

Big projects covered

Roofing, impact windows and doors, and siding, including whole-home projects.

How It Works

Four steps, and we're with you on every one.

  1. Get your free estimate

    We inspect your home and give you a written proposal with your options and total price.

  2. Check your options

    A short, secure application with a soft credit pull. Most decisions come back in minutes.

  3. Pick your plan and sign

    Choose the payment that fits your budget and sign your financing documents online.

  4. We do the work

    When the job's done, Foundation Finance gives you a quick call to confirm you're happy, then you make easy monthly payments.

Our Lending Partner

Foundation Finance Company

Foundation Finance has helped thousands of homeowners across the country pay for projects like roofing, siding, and windows, working only through approved contractors like Red Sky.

  • Pay online, by phone, or by mail
  • Autopay available
  • Simple-interest plans with no prepayment penalties
  • Questions about your account? Call Foundation Finance at 1-855-241-0024
Financing FAQ

Straight answers.

Will checking my options hurt my credit?

No. Prequalifying uses a soft credit pull, which doesn't affect your credit score. A hard inquiry only happens after you complete the full credit application and sign your financing documents.

Is the 0% option really 0%?

For qualified homeowners, yes. Promotions like same-as-cash have specific rules, like a set time to pay off the balance. We'll walk you through exactly how your plan works, in writing, before you sign anything.

Can I pay my loan off early?

Yes. Foundation Finance plans have no prepayment penalties.

Can my spouse or partner apply with me?

Yes. A joint application can help, since it combines both incomes and credit histories.

Who do I make payments to?

Foundation Finance. You can pay online, by phone, or by mail, and set up autopay. Red Sky is still your point of contact for anything about your project.

Do I have to use financing?

Not at all. It's one option. Plenty of homeowners pay cash or use insurance, and we're happy to help either way.

Financing is provided by Foundation Finance Company, LLC and is subject to credit approval. Not all applicants will qualify. Rates, terms, and promotional offers vary based on credit and are subject to change. Ask your Red Sky project consultant for current offers and full terms.

Next Step

Ready to work with a team that treats you like family?

Get your free estimate, and we'll show you the payment options side by side.

Get My Free Estimate Call (813) 867-0320